Terms and Conditions

By using our platform, you acknowledge and accept that:

• Financial projections generated by AI are estimates based on models and do not guarantee future results.

• Market analyses are based on data available at the time of generation and may not reflect current market conditions.

• Strategic recommendations should be evaluated in the specific context of your business and situation.

• AI technology is constantly evolving, which may affect the consistency of results over time.

• No guarantee is provided regarding the accuracy, completeness, or relevance of generated content.

As a user of Plania.ai, you agree to:

• Verify and validate all AI-generated content before using it for commercial purposes or presenting it to third parties.

• Consult qualified professionals (accountants, lawyers, financial advisors) for any important decisions regarding your business.

• Use your personal judgment and knowledge of your business to assess the relevance of AI suggestions.

• Not rely solely on AI results to make important financial, legal, or business decisions.

• Maintain the confidentiality of your login credentials and not share your account with unauthorized third parties.

• Provide accurate and truthful information when using the platform.

Access to Plania.ai is granted to you subject to compliance with these terms. We reserve the right to:

• Modify, suspend, or discontinue any aspect of the service at any time.

• Limit or terminate your access in case of violation of these terms.

• Update these terms of use as our services and technology evolve.

You agree not to use the service for illegal, fraudulent, or harmful purposes. Any misuse may result in the suspension or termination of your account.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

• Plania.ai, its officers, employees, partners, and affiliates are not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.

• We do not guarantee that AI-generated content will be accurate, complete, reliable, or suitable for your specific needs.

• We disclaim any liability for business decisions made based on content generated by our platform.

• You assume full responsibility for your use of AI-generated content.

• Our total liability to you for any claims related to our services is limited to the amount you have paid to use our services during the 12 months preceding the claim.

Content you create using our platform belongs to you, subject to the following conditions:

• You retain ownership of the content you input into the platform.

• AI-generated content from your data is provided to you under a license to use.

• Plania.ai retains all rights to its platform, algorithms, interface, and underlying technology.

• You grant us the right to use anonymized data to improve our services and train our AI models.

Your data is processed in accordance with our Privacy Policy. By using our services, you consent to the collection, processing, and storage of your data as described in that policy.

Your business data (name, NEQ, figures, projections) is used to generate your business plan and is processed confidentially.

Artificial intelligence is a rapidly evolving technology. Accordingly:

• Our services may be updated, improved, or modified without notice.

• Available features may change over time as technology evolves.

• The quality and characteristics of generated content may vary.

• We strive to continuously improve our services but do not guarantee specific results.

We encourage you to review these terms regularly to stay informed of any changes.

You may terminate your account at any time by contacting us. We reserve the right to terminate or suspend your access immediately, without notice or liability, for any reason, including, without limitation, if you breach these terms.

Upon termination, your rights to use the service will cease immediately. Certain provisions of these terms will survive termination.

These terms are governed by the laws of the Province of Quebec, Canada, without regard to conflict of law principles. Any dispute arising from these terms shall be subject to the exclusive jurisdiction of the courts of Quebec.

For any questions regarding these terms and conditions, you can contact us at:

philippe@techguys.consulting

570 Boulevard Roland Therrien #203 Longueuil, QC